Text what you spent, like you'd tell a friend. Xpensy files it, sorts it and shows you where your salary went. No app to open, no forms.
Already tracking? Sign in
Free forever plan · No credit card · Works in English, Hindi and Hinglish
Xpensy
on WhatsApp
This month
₹2,260
What Xpensy does
You text what you spend. Xpensy keeps the books: categories, budgets, summaries and reports, with no extra app to open.
Send what you spent on WhatsApp, in English, Hindi or Hinglish. Words like “kal” set the date for you.
AI files every expense under the right category, so your spending stays organised without any effort.
Set a monthly budget and get a WhatsApp alert at 50%, 80% and 100%, before it is too late.
A recap on nights you spend, a weekly one on Sunday and a full summary at the end of the month.
Charts and category breakdowns show where your money goes, month after month.
Download your expenses as CSV or PDF, or share a read-only link with family or your accountant.
How it works
Sign up with your phone number, which is verified with a code on WhatsApp, or with Google and add your WhatsApp number next.
Message Xpensy whenever you spend. It replies to confirm exactly what it saved.
Get summaries on WhatsApp, and open the dashboard any time for charts and reports.
Free forever plan · No credit card
Don't take our word for it — take theirs.
“Its good using this app to track my finances”
Keshav Gupta
Corporate Emp
“The way it respond in our own language and giving the respond according the expense. I really loved the idea.”
Jayesh Kumar Malviya
Software Engineer
“I have been using Xpensy for more than a month now, it makes tracking expense really simple and convinent through WhatsApp chat with its feature like daily , monthly reports even in pdf form. For all this i don't need to go to any app apply multiple filter just need to go to whatsapp. I only need to write "how much i spend this week on personal care or shopping" . And another feature that I love is - multi expense entry option. This is the superb innovation to combine ai and whatsapp together.”
Harshita Pawar
“Its good using this app to track my finances”
Keshav Gupta
Corporate Emp
“The way it respond in our own language and giving the respond according the expense. I really loved the idea.”
Jayesh Kumar Malviya
Software Engineer
“I have been using Xpensy for more than a month now, it makes tracking expense really simple and convinent through WhatsApp chat with its feature like daily , monthly reports even in pdf form. For all this i don't need to go to any app apply multiple filter just need to go to whatsapp. I only need to write "how much i spend this week on personal care or shopping" . And another feature that I love is - multi expense entry option. This is the superb innovation to combine ai and whatsapp together.”
Harshita Pawar
Start free. Upgrade when you need more. Every new account gets a 60-day Premium trial — no card required.
Free
Forever free, no credit card needed
Premium
₹799/year — save 33%
Unlimited access with AI-powered features and no limits
All new accounts get a 60-day free Premium trial. No credit card required.
Your first expense takes ten seconds. Text it, and Xpensy does the rest.
Start freeFree forever plan · No credit card
Already using Xpensy?
Share your experience →